So you're looking to buy a home in Bakersfield, GREAT. Well, first things first, get a Pre-Approval letter from your bank or your preferred lender. Those of you that are seriously in the market to buy, especially if you are working with an agent know about this, you probably;y were not shown a house without doing so. However, pre-qualification takes about two minutes, it can just be an over the phone conversation with a representative from the bank who then gives a ball park figure of what you can qualify for based on the information, at the given time. 

A pre-approval letter from a bank is far more concrete then pre qualification.  It based on your financials, which include w-2, tax, returns, bank statements, credit history etc. It also brings validity to you as a buyer to know this bank will LEND, the funds are available for me, for this amount to purchase a home.

Pre qualification and pre approval are time sensitive, therefore it should be done when you are willing and ready to purchase a house.

Thanks for reading, here is a quick link about the difference of the two.

http://www.goodmortgage.com...

F.Y.I  In 21 days 699 single family new listings have come on to our local MLS, that's an average of 33 new listings per day.

Keandra Sandifer

I really love, love social media, so now with video, twitter, and facebook I can provide quick informative updates, tips, and opinions on Bakersfield Real Estate Market, from the perspective of a Professional Real Estate Marketer.

Here is my latest video announcing that I'm now licensed and ready to roll!!!! http://realbako.blogspot.co...

www.twitter.com/keandrasandiferwww.facebook.com/keandrasandifer

REALBAKO.BLOGSPOT.COM

Got Real Estate Questions or you want to know what's going on in the market, watch tune into my video blogs every Monday Wednesday and Friday!

stay connected on TWITTER!

www.twitter.com/keandrasandifer

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Check it,

So I went to the" Hott Spot" Randolph's Lounge Last night I hadn't been there since October 31.

I wanted to check out Cabana Palms because its new and from the pictures on www.Bakotopia.com it has a more UPSCALE vibe to, so LOVE THAT. But some of me friends said no Cabana Palms, that it wasn't crackin two weeks ago so we went to Randolph's instead. My girls and I got in the line @ 11:30, I figured we'd be in line for 30 minutes. So I updated my twitter www.twitter.com/keandrasandifer :) So these girls in front of me knew a guy names Pierre? So we got to the front of line , no questions asked.

Next weekend I may be at Cabana Palms checking it out then I'll be cool on going out for a few months.

I got some pics for you guys...

Keandra J Sandifer

What up,

So yeah yesterday while becoming new to BAKOTOPIA.COM cabana palms sent me an ad request, COOL love there photos they're HOTT!

So who has gone there ? Tell me what type of vibe does it have besides DRESS TO IMPRESS.

Keandra Sandifer